Do you want to know how to safely use internet banking, especially when travelling abroad? This guide will cover all you need to know about online banking VPNs and how they can protect you.
Everyone wants to believe that their internet connection is safe. However, when travelling, you will frequently be forced to utilise public hotspots, which are rarely as secure as they should be. With more than half of Americans using online banking and a free hotspot on every corner, hackers have understood the value of a single assault. This is why it is critical to utilise a VPN to access online banking safely.
Your internet traffic is encrypted and cannot be read by anybody once you connect to a Virtual Private Network (VPN). Another advantage is that a VPN hides your true IP address and can make you appear to be in a different place. This is ideal for accessing your banking service while on the road without raising any red flags.
In this piece, we’ll go over how to utilise a VPN to access online banking safely, as well as some extra recommendations for improving your online security. If you’re short on time, here’s a quick rundown of the best VPNs for online banking:
NordVPN is our favourite VPN for online banking. Quick, dependable, and extremely secure, making it excellent for public wifi hotspots and insecure networks. There is also a risk-free 30-day money-back guarantee.
Surfshark: The finest low-cost VPN for safe banking. There is no connection restriction and the speeds are among the quickest available. Policy of no logs.
ExpressVPN: A dependable service with over 90 supported locations. Live chat is available 24 hours a day, seven days a week.
CyberGhost: An easy-to-use VPN with a large network and task-specific servers. Fast enough for anything you’re planning.
IPVanish: This no-logs provider is loaded with security measures and can secure all of your devices at the same time.
PrivateVPN is a no-logs VPN with fast speeds that has been professionally inspected. Goes above and above in terms of privacy.
Atlas VPN is fast, secure, and appropriate for every day-to-day work. There is no connection restriction and the speeds are quite fast.
How to Use a VPN to Access Online Banking Securely
To utilise online banking services safely from anywhere, simply follow these easy steps:
- Sign up for a VPN that is appropriate for safe online banking. NordVPN is highly recommended by us.
- Connect to your own country’s VPN server. The connection will take a few seconds to establish, and you will be notified when it is finished.
- Your information has been encrypted, and your IP address has changed. This implies you appear to be surfing from your home computer (instead of wherever you actually are).
- Continue to log in to your bank’s online interface and conduct routine transactions.
- If you’re experiencing difficulties, try deleting your browser’s cookies. If the problems persist, contact VPN customer service for assistance.
The most effective VPNs for internet banking
Because each VPN is unique, it is important to make an informed decision. This is especially true if you intend to do sensitive actions such as money transfer. We looked for VPNs that provide all of the following characteristics to identify the best VPNs for mobile banking:
- A high level of security is provided via unbreakable encryption and the absence of any logs.
- Fast and dependable servers in a variety of countries
- The capacity to avoid detection by VPN-blocking software.
- Apps for free customer service for all main OS systems
Methodology: Identifying the most effective VPNs for online banking
There are hundreds of VPNs available, but before you trust one, you need to ensure that it can secure you and your data. It also has to be able to keep up with your regular activity. To identify the best VPNs for mobile banking, we searched for those that could provide all of the following:
- Strong security features: If you’re going to use a VPN to bank, you’ll need these. At a bare minimum, our selections have to include 256-bit AES encryption, a kill switch, DNS and IPv6 leak prevention, and a no-logs policy.
- High-speed connections: If your connection is too sluggish, transactions may fail or, worse, repeat themselves. We speed test top VPNs on a regular basis to discover which are the quickest and which have improved the most over time. These tests take into account consistency as well as peak speed.
- Strong unblocking ability: Because some banking apps may attempt to block VPN users, the ability to remain undetected is critical. Providers that work with additional geo-locked services including YouTube TV, HBO Max, BBC iPlayer, and Hulu are also preferred.
- Apps that are simple to use: Our best VPNs must be simple to use even for complete beginners. This is why multiplatform support, live chat, and task-specific servers are so important. Anything that makes things easier, whether it’s a lack of connection constraints or a well-organized menu, is a great plus.
What other options do I have for keeping my online bank account safe?
1. Always keep your gadget up to date
2. Use only secure websites.
The HyperText Transfer Protocol (HTTP) makes it simple to see if the site you’re trying to access is encrypted by default. In your search box, check for the padlock icon next to the website address. If it’s present and the address begins with “HTTPS” rather than “HTTP,” the site you’re attempting to visit is encrypted, preventing hackers from breaking in.
3. Don’t provide any personal details.
A popular phishing scam is a deception that asks you to reveal sensitive information such as your login credentials, social security number, or other personally identifying information that may be used for identity theft or getting access to your bank accounts.
Emails that appear to come from respectable sources, such as your banking institution, are frequently sent by fraudsters. They may duplicate the wording and style of emails you get on a regular basis to fool you into believing it’s your bank demanding information. Banks, on the other hand, seldom ask you to transmit personal information by email, and we urge that you ignore such inquiries.
A domain name that doesn’t precisely match the actual institution’s, links that don’t match the domain (you can verify by hovering over them), and bad language and syntax are all telltale symptoms of a phishing email. You may always phone your bank to double-check if you’re unsure.
4. Use secure passwords and enable two-factor authentication.
To provide an extra degree of protection, many banks and financial organisations utilise two-factor authentication. This means that just entering your username and password will not get you access to your account. A second step will be required, such as answering a security question or entering a code supplied to you by email or SMS.
In the same line, we recommend that you choose strong passwords. To protect against brute force attacks, such passwords employ alphanumeric combinations. If you’re not sure where to start, Comparitech’s password generation tool can assist.
5. Set up alerts for your financial activities.
When there is activity on your account, some banks allow you to get text message notifications. While there may be a monthly price associated with this, it might be a step toward safeguarding your account. If a suspicious transaction occurs, you will be alerted promptly and will be able to take appropriate action without delay.
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