Exploring The Top 5 Inspiring Car Modifications And Their Impact On Insurance

HomeBusinessExploring The Top 5 Inspiring Car Modifications And Their Impact On Insurance

In automotive customisation, DC Designs in Mumbai has emerged as a transformative force, turning ordinary cars into formidable machines. Let’s delve into the top 5 motivating vehicle customisations by DC Designs that have left an indelible mark on the Indian automotive scene.

  1. DC Toyota Fortuner

The Toyota Fortuner, a popular SUV in the Indian market, undergoes a visual and functional makeover by DC Designs. Modifications include up to four Daytime Running Lights (DRLs), a seamlessly integrated grille, twin exhaust-equipped rear bumpers, and chrome accents. These aesthetic and comfort enhancements, however, impact onlinecar insurance by increasing the vehicle’s susceptibility to damage or theft, leading to potential additional costs.

  • DC Hyundai Elantra

The Hyundai Elantra undergoes a striking transformation with DC Designs, featuring a captivating carbon-black grille, multi-spoke alloy wheels with contrasting brake callipers, and a triangle exhaust system. The sheer visual appeal of this modified Elantra adds a new dimension to the streets. Still, it raises insurance considerations, as enhancements may elevate the risk of damage or theft.

  1. DC Ambassador

DC Designs revamps the classic Ambassador, infusing it with a hybrid look reminiscent of a Mini Cooper and a Beetle. Changes encompass alloy wheels, a black-chrome grille, extra fog lamps, and altered bumpers. While revitalising, these modifications raise insurance considerations due to increased risks linked to the altered components.

  • DC Suzuki Maruti

The Maruti Suzuki Swift, a popular hatchback, undergoes a makeover with dual-tone bumpers, a sleek front grille, and six LED Daytime Running Lights (DRLs). The updated model offers customisation options like a dual-tone dashboard and bold red interiors. These aesthetic upgrades impact online car insurance, increasing vulnerability to risk and potentially leading to elevated insurance costs.

  • DC Renault Duster

The Renault Duster undergoes significant upgrades, including a matte body, ten LED strips, 10-spoke alloy wheels, and enhanced interiors. While enhancing the driving experience, these modifications impact car insurance by elevating susceptibility to risk, potentially resulting in higher premiums.

Impact Of Modifications On Car Insurance

While enhancing aesthetics and functionality, car modifications affect car insurance. The heightened risk of damage or theft due to modifications can lead to additional insurance costs. Specific modifications, such as changes to the engine, bodywork, interior, brakes, suspension, paint job, or wheels, may trigger supplementary charges. You can use a car insurance premium calculator to estimate the costs of premiums to be paid. 

Please proactively notify the insurer about these changes to avoid denied claims in the event of damage. Each modification contributes to an overall increase in the price of the car insurance policy, underscoring the importance of transparent communication with insurers. When opting for car insurance, discussing the impact of modifications with your insurer and considering additional coverage options such as zero dep in car insurance for comprehensive and hassle-free protection is crucial. Claims are subject to terms and conditions set forth under the motor insurance policy. *

When reviewing insurance plans for your customised vehicle, weigh the benefits of coverage alongside the legal protection provided by third-party insurance.

*Standard T&C Apply

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.


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